A list of people, places and things to help San Diego live through and recover from the wildfires.

Wednesday, October 24, 2007

Farmers Insurance sets up claims centers

Posted @ 4:52 PM

Farmers Insurance and Foremost Insurance companies have 9 mobile claims centers for customers to file on-the-spot claims, located throughout Southern California.

In San Diego, customers can receive help at the following locations:

· Mira Mesa High School, 10510 Regan Road, San Diego, CA
· San Marco High School, 1615 W. San Marcos Blvd, San Diego, CA
· Mission High School, San Diego, CA
· Escondido High School, San Diego, CA
· Carlsbad High School, San Diego, CA
· Del Mar Fairgrounds

The Farmers Mobile Catastrophe Claims Center Bus is currently stationed at Qualcomm Stadium in San Diego. It is a rolling customer support center equipped with top-of-the-line technology for immediate claims handling.

Other locations of Farmers mobile claims centers include:
· NOS Events Center, 689 South E Street ,San Bernadino.
· Chula Vista High School, Chula Vista.

Farmers has more than 400 claims adjusters in Southern California to assist victims of the fires. Farmers advises its customers affected by any of the wildfires from San Diego to Los Angeles and anywhere else these fire spread, to immediately contact Farmers’ 24 hour claims hotline, 800-HelpPoint (1-800-435-7764) for immediate assistance.

As of Wednesday Oct. 24, Farmers has received more than 2,000 claims. Foremost Insurance, one of the Farmers’ companies, has received more than 500 claims resulting from the fires and winds.

Farmers is the second largest homeowners insurer in California.


Blog Against the Machine said...

First of all beware of FARMERS INSURANCE. To any of you out there working for this company, I understand, you need to make a living. So do doctors performing abortions. Also, I would not be writing this now if it weren't for my belief that what I have to say is demonstrative of the industry as a whole. Furthermore, I have heard that some companies are worse than FARMERS. Nonetheless, my personal experience is with FARMERS so I write about them.

If you are a customer of FARMERS INSURANCE I urge you to take your business elsewhere. If possible, try to use a non-profit insurance company. I have been fortunate enough to use USAA Insurance for my entire adult life. Since this is a non-profit insurance company it operates differently from the rest of the industry, and I have been very satisfied with their service. However, I had the misfortune of encountering FARMERS INSURANCE in the following manner.

In 2006 three people from Long Beach California by the names of LETICIA MONTES, ERIN DIVA, and ALEX FUKUMA, and the Association they represent, stole more than $10,000 dollars from me. By saying they stole from me here is what they did.

The Association these three scoundrels represent is a Home Owners Association. By statutory law in California, and according to the terms established by the Home Owners Association, the Association is responsible for the Common Areas of the complex. Due to a water leak from another common area, the wall cavities in the walls between my unit and a neighboring unit developed mold. I had an architect verify that these wall cavities are Common Areas, and I had the company that eventually remediated the mold verify that the mold was in the wall cavities. Nonetheless, these scoundrels were unhappy about having to pay for the damage that was caused by their mismanagement of the plumbing problem. So in a daring act of thievery, these criminals put a lien on my property so that I would be forced to give them $11,258.73.

It turns out the three bandits - LETICIA MONTES, ERIN DIVA, and ALEX FUKUMA, and their Association are insured by FARMERS INSURANCE. Thus, when I filed a law suit to get back the money that was stolen from me, FARMERS began vigorous rounds of legal gamesmanship on behalf of these thieves to prevent me from vindicating my rights and avoid addressing the merits of my claim. As a result of the insurance company's games, I have spent more than $14,000 in legal fees and costs. This will more than double if FARMERS INSURANCE insists on taking this case to trial.

Now, almost a year and a half later, FARMERS INSURANCE has apparently come to terms with the fact that gamesmanship will not be able to defeat my legal claim, and I will be heard in court on the merits. Therefore, I was offered $14,000 to settle my claim. A year ago $14,000 would have compensated me for the money that was stolen by MONTES, DIVA, and FUKUMA. However, after a year of procedural games, that money won't even pay my attorney's fees. FARMERS created a catch-22 and this is how these insurance companies and the legal system operate all the time. They claim that decisions made by insurance companies are a matter of economics to get the most benefit from the least cost. But in reality it is corruption. By spending more than a year running up legal fees on both sides and then trying to settle a case for what it was worth before incurring those fees on both sides, FARMERS and companies like them dis-serve their customers, stock holders, the legal system, and the public as a whole.

Ironically, I warned MONTES, DIVA, and FUKUMA before filing suit that this would happen. But when you are insured you don't have to pay the consequences of your actions By letting the insurance company and all of their customers share the cost, and reaping the benefits of the externalities, corruption is not only legalized, but encouraged and controlling the system. That is the current state of our civil legal system and insurance industry.

Mel said...

Sounds like that guy just does not know not to get involved in HOA's anyways. It is not always the company's fault, sometimes it is the lack of knowledge of the client. All insurance companies do business the same, under the Insurance Commissioners Guidance, and although it is not always in favor of you, you cannot get mad at every company that will not bow down to your every last need and do exactly what you want. No companies would be in business anymore.
Farmer's and State Farm did an amazing job when we had the Wild Fires in So-Cal in 2007, and those are the only 2 companies anyone should consider for insurance needs. They have been around the longest and are the most reputable.

steven said...

I am always am skeptical of those who blog and vent to the public like this.

After reading his complaint, it shows lack of respect to the victims of the fires in CA because the victims were taken care of well by Farmers. Farmers showed prompt action and their overall rating was very good. So kudos to Farmers!

First of all, Farmer's Insurance is a established corporation and like all insurance companies, they deal with idiots who feel they are the victims their whole lives and want someone to blame.

Secondly, it's guys like this who are trying to make a quick buck by suing something for which he had no right to sue from the beginning. He obviously knows the law to some degree and uses that knowledge to get his point across. He sounds like he has translated the bylaws to HIS understanding.

Thirdly, he is a hostile fellow willing to go to extremes by blogging on the internet and making this public knowledge trying to destroy the credibility of these people. It is obvious that he is trying to hurt the reputation of these individuals on a public forum.

In closing, we live in a time where "getting rich quick" is the American Dream. Some do it by investing, some win the lottery and some try to find a way to sue someone at their expense. For example, there was a black judge who tried to sue a Korean dry-cleaning business 60 million dollars for a pair of pants. Why? To get rich quick. I am tired of people trying to cut corners in life and ruining other people's American Dream.

I am a hard-working American who contributes to my community. I want to leave a better America than what I lived in. It is people like this guy who simply doesn't care about who they hurt.

So Blog Against The Machine, I hope you get what's coming to you.